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12/12/2025
How to avoid health insurance scams this open enrollment season
FTC
If you’re looking to get insurance from the Health Insurance Marketplace, you have until January 15th to sign up. But dishonest companies sometimes advertise comprehensive health insurance when it’s really a medical discount plan or a health plan with limited insurance benefits. And, sometimes, an insurance “offer” is just a scam. As you compare your options, here are some things to consider:
- Know some warning signs. If ads for the so-called insurance focus on free stuff you’d get if you sign up — like money for groceries — and downplay the coverage, take a much closer look to really understand what you’d be getting.
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